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US Loan Information

Types of Loans

US students attending Concordia University of Edmonton may apply for the following loans through the William D. Ford Federal Direct Loan Program:

  • Direct Loan – undergraduate (subsidized/unsubsidized)
  • Direct Loan – graduate (unsubsidized)
  • Parent PLUS Loan – dependent undergraduate
  • Grad PLUS loan – graduate

Note: US students attending foreign schools are not eligible for the Pell grant.


Annual Loan Limits

US Direct Loans are need-based (subsidized) and non-need based (unsubsidized) and are subject to annual limits. The maximum amount you can borrow each year depends on your grade level and on whether you are a dependent student or an independent student. For more information on annual loan limits and lifetime loan limits visit studentaid.ed.gov.
How Do I Apply for a US Direct Loan?

  1. Complete a FAFSA (Free Application for Federal Student Aid) for the current academic year. Concordia University of Edmonton’s federal code is G025938.
  2. Email Concordia’s Financial Aid and Awards office at finaid@concordia.ab.ca to advise us that you are applying for a US student loan. Give us your phone number so that we may contact you directly. We will contact you by phone to collect important information related to your application.
  3. E-sign a Master Promissory Note (MPN).
  4. Students who are first time borrowers of US Direct of Plus loans must complete online Entrance Counselling.


Deadline to Apply

To ensure that your funding is ready for the start of the academic year in September, we recommend that you complete all parts of the application process and email us by July 15th.

US Direct Loan Consumer Information

As per the Higher Education Opportunity Act (HEOA) of 2008, the US government requires institutions offering US Direct Loans to disclose consumer information. If you require further information about the content, please contact us.

Student Responsibilities

You must be enrolled at least half-time in a degree program, maintain satisfactory academic progress requirements and general eligibility requirements for the Federal Student Aid program to be considered for aid under the Direct Loan Program.

Satisfactory Academic Progress

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